The billing date is the date the account is closed and your monthly statement is mailed. You can check your bill date on the cardholder when you receive the card, or you can check your bill date (including bill date, last repayment date, repayment amount, minimum repayment amount, etc.) by viewing the card.

The final repayment date refers to the repayment date stated on the statement. By that date, the bank should receive payment of your current amount due or the minimum repayment amount. Our bank stipulates that the final repayment date is the 20th day after the bill date.

1. Minsheng Bank credit card is settled on the 14th of every month and repaid the following month.

2. You can calculate the repayment time yourself, that is, 20 days from the 15th. For example: You applied for this card and activated it in July. The bill date refers to the 14th of each month, that is, you pay your bill on the 14th of each month. The 20th day from the day after the bill is the repayment date, that is, August 3 is the repayment date for your July bill.

3. Calculation of interest-free period If you make a purchase on the 14th day of the bill, your interest-free period is 20 days. If you consume on the 15th day (the second day of the bill), your interest-free period is 1 month and 20 days, with a maximum of 51 days and a minimum of 48 days.

Minsheng Bank stipulates that the final repayment date is the 20th day from the day after the bill date. For details, please go to the customer service hall of Minsheng Bank’s official credit card website to check and confirm.

You can push back the bill date to the repayment date, check the cardholder's bill date when you receive the card, or check the bill date (including bill date, last repayment date, Repayment amount, minimum repayment amount) and other information):

1. Follow "Minsheng Credit Card" WeChat Bank-Audit-Bill Details;

2. Log in to online banking-"Credit Card "-"Credit Card Bill"; When using the card on the day of issue, you need to determine the transaction entry time and the system's batch settlement time that night. If the transaction posting time is before the system batch settlement time, the transaction will be included in the current bill; since the system runs in batches every night and the settlement time is not fixed, most transactions on the billing day are included in the current bill. The 20th day after the settlement date is the final repayment date.