How to judge whether ICBC's credit card has been repaid

First, call ICBC's credit card customer service phone to inquire.

2. Log in to ICBC credit card personal online banking for inquiry. The specific methods are as follows:

1. Open Baidu search, enter "ICBC" in the search bar, find China Industrial and Commercial Bank official website after the search and click Enter.

2. After entering China Industrial and Commercial Bank official website, find the item "Personal Online Banking Login" and click Enter.

3. After entering the login interface, enter the corresponding information to log in.

4. after logging in successfully, find the item "account inquiry" under account management, and click enter.

5. after entering the bill inquiry, you can inquire whether the repayment has been made.

How to check the repayment records of credit cards

You can check the repayment records of credit cards in the following ways:

1. Telephone banking inquiry: You can call the credit card customer service hotline of the issuing bank, and then follow the voice prompts to check the repayment records or switch to manual inquiry;

2. Inquire at the issuing bank outlets: go directly to the nearby issuing bank outlets, then queue up with the number and explain the purpose to the staff;

3. online banking/mobile banking inquiry: because the mobile banking/online banking pages of various banks are inconsistent, the inquiry methods are also inconsistent, so it is necessary to find the relevant options for credit card inquiry.

The common credit card repayment methods in China mainly include the following categories (according to the cost level):

Intra-bank repayment

The repayment methods mainly include: the counter of the issuing bank, ATM, online banking, automatic transfer, telephone banking and so on. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.

mobile phone repayment

the mobile phone is a personal payment terminal in the mobile financial system, which can be used for direct credit card repayment and transfer. Immediate arrival!

convenience store repayment

convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it takes 2~3 working days to arrive at the account, and no handling fee is charged for repayment in this way.

Online repayment

The common online repayment methods in China are Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay and Yifubao. Different platforms and banks are selected, and the charging standards and the specific payment arrival time are different.

Inter-bank transfer

Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.

Counter link

Counter link refers to the bank card issued by various networked financial institutions, which conducts RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.

Lacarra

Cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or purchasing "Lacarra" equipment terminals.

xinfutong

"xinfutong" smart credit card phone is an innovative electronic product independently developed by China unionpay, certified by the bank card testing center and supported by financial services provided by the inter-bank information exchange network of China unionpay.

Repayment Pass

Repayment is made by using the Repayment Pass, and the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank transfer in different places stipulated by the local people's bank.

Intelligent Repayment

A new industry, its main function is to make a good consumption and repayment plan by using the balance of about 5%-1% in the card, and then carry out automatic recycling consumption repayment through a licensed payment company to achieve the purpose of full repayment, and charge a certain handling fee. Its basic functions include bill management, local payment and free card application.

How to check the repayment records of credit cards

You can check the repayment records of credit cards in the following ways:

1. Telephone banking inquiry: You can call the credit card customer service hotline of the issuing bank, and then follow the voice prompts to check the repayment records or switch to manual inquiry;

2. Inquire at the issuing bank outlets: go directly to the nearby issuing bank outlets, then queue up with the number and explain the purpose to the staff;

3. online banking/mobile banking inquiry: because the mobile banking/online banking pages of various banks are inconsistent, the inquiry methods are also inconsistent, so it is necessary to find the relevant options for credit card inquiry.

there are two ways to check whether your credit card has overdue records, one is through the bank's APP, and the other is through the credit report. There are also three ways to inquire about personal credit information. Next, I will explain it to you from the following points.

1. Inquiry method

(1) Bank app inquiry: You can log in through the bank APP to check the repayment record of this bank card. If it is overdue, it will be marked by mobile banking.

(2) Inquiry of credit report:

At present, there are three ways to inquire about credit. The first way is to go to an offline institution (credit center) of the People's Bank of China or a bank outlet with a credit inquiry machine, and you only need to bring your ID card. The second way is to register relevant information and apply online through the official website of the Credit Information Center of the People's Bank of China, and you can download it with the extraction code sent by your mobile phone the next day. The third is to inquire through the APP of commercial banks, but at present there are fewer banks that open this function.

Choose the first one, which is a free printed paper version, and it is more detailed than the other two query versions. The first query method is recommended first.

Second, how to check whether there is any overdue

The bank will check whether there is any problem with your credit information, mainly to see whether there is any overdue:

The credit information will clearly show whether you have been overdue, how many overdue periods and how much overdue amount. Some loan banks will make an exception if you think that your credit card is overdue for only one or two days and the amount is only a few tens. If it is other overdue for a long time and the amount is large,

Some people often go online to apply for online loans and credit cards, and whether they pass the examination or not, they will leave an inquiry record on their credit information, and banks attach great importance to this record. Banks will think that they apply for such loans in large quantities, think that you are short of money, and will refuse your loan request.

In short, setting your own repayment plan reasonably, using credit cards rationally, setting reminders to repay in time, and keeping good repayment records are also the correct means to maintain your own good credit information.

how to check whether the credit card withdrawal has been repaid?

1. Steps to log in to online banking:

1. Open the Bank of Communications official website,

2. Log in with a credit card;

3. Select the cardholder to log in;

4. Enter the credit card and the inquiry password (if the inquiry password is not set, you don't need to enter it);

5, landing at;

6. Click Easy Accounting, and the interface will reflect the repayment situation;

7. Click the bill query, and you can query the repayment details if the bill has not been issued.

second, call the customer service phone to inquire;

1. After the phone is connected;

2. Enter a credit card;

3. Enter the inquiry password, and the current situation will be automatically recorded by voice;

4. then press 1, and then press 2 to inquire about the unpaid bills, and there are repayment details in the unpaid bills.

Precautions for cashing in credit cards

First, try not to use integers when swiping cards

Many businesses do not use integers to mark their prices, but when cashing in credit cards, they usually use integers. Generally, it is acceptable to use 98 or 198 to cash out. If you swipe 1, or 2, directly, it is easy for banks to detect it. This kind of credit card consumption must be avoided.

second, the cash amount should conform to the consumption habits

the credit card amount should conform to the consumption amount of merchants. For example, it is normal for a hotel pos machine to brush 2-8 each time, and it is irregular if you brush tens of thousands.

Third, don't check the balance on the pos machine

When cashing out, be sure not to check the balance on the pos machine before making a credit card transaction.

Fourth, don't just swipe one POS machine

Don't conduct large-value transactions on the same POS machine for more than two months in a row, try to make the transactions more common sense, and get cash through different POS machines, so banks may not be so sensitive.

How to inquire about credit card repayment of China Bank

You can inquire about your bill through Bank of China online banking, mobile banking, WeChat WeChat official account, Colorful Life APP and credit card customer service hotline.

the above contents are for your reference. please refer to the actual business regulations.

This is the end of the introduction on how to check whether a credit card is repaid or not and how to check the repayment of a credit card. Did you find the information you need?