1. Social security: No matter how many months social security has been paid, the insurance premium for social security must be above 1200 yuan, the local account must have paid social security for at least three months in a row in the same company, and the foreign account must have paid social security for at least six months; (If you meet this requirement, then the information submitted to the bank is the application form+copy of ID card+copy of social security card);
2. Three-in-one form: proof of income for three consecutive months (handling method: your company can print the salary slip for the last three consecutive months and affix the company's financial seal)+proof of address for two consecutive months "handling method: it can be your own real estate license (or the telephone bill of water, electricity and gas charges with your name issued by the local government unit or public utility unit). But it cannot be issued by the property management office. For example, the telephone bill you pay can only be the bill issued by the local telecom company, not the bill issued by the property management office) or the house lease contract signed with others in your name for at least 2 months in a row+a copy of your ID card+a credit card application form;
You already have the credit card of the bank you want to apply for. If you apply for the second time, you only need the application form+a copy of your ID card+a copy of the credit card you have applied for;
4. You are a cross-selling customer of the bank: just sign the application form+a copy of your ID card. Cross-selling customer means that you are already a VIP (VIP, gold card, silver card) customer who wants to apply for the bank's credit card, or a car loan or mortgage customer (but there is no bad repayment record) or a payroll paying customer of the bank (the salary paid in the bank must be above a certain amount, for example, Bank of Communications needs a record of more than four consecutive months 1500, and you must also fill in the related repayment account, that is to say, in your account.
5. Card application: That is to say, you have a credit card of our bank or other banks, which has been used continuously for more than 6 months, and there is no bad repayment record, then you can submit a credit card application form+a copy of your ID card+a copy of a bank's credit card.
In fact, many banks want to develop and occupy the credit card market, many of which are not standardized and many materials are not complete at all. For example, Bank of Communications, as long as you graduated from junior college or above after 2003, just rely on the application form and a copy of your ID card. If the approved amount is 5000, you can withdraw 5000, and the withdrawal fee is 10. I feel this card is very convenient so far. Another example is China Merchants Bank. Generally, you can write a form, sign your name and give a copy of your ID card. However, this amount is relatively low, generally between 1500 and 3000. You can only call the credit card center to apply for an increase in the limit after 6 months through continuous good credit card records.