1) directly deposit in USD;

2) Bring my valid ID card to the counter of Bank of Communications to purchase foreign exchange in RMB to repay the US dollar debt;

3) Log in to online banking-set the function of "automatic purchase of foreign exchange on the billing date" with your card, and your US dollar debt will be automatically converted into RMB debt on the billing date from the next billing date after opening.

Automatic purchase of foreign exchange on the billing date: purchase foreign exchange according to the billing date exchange rate (the exchange rate obtained on Friday is subject to Saturday and Sunday), and automatically convert the dollar arrears into RMB arrears on the billing date with reference to the US dollar foreign exchange selling price announced by Bank of Communications at the end of the business day.

"4. The online banking self-service foreign exchange purchase and RMB overflow repayment operation steps are as follows:

Log in to online banking → credit card → repayment service → RMB overflow to purchase foreign exchange for repayment. The exchange rate is subject to the online banking display; "

5) Sign an automatic repayment agreement, and automatically deduct the corresponding amount from the repayment card on the due repayment date to return the US dollar arrears, and the exchange rate will be converted into RMB according to the US dollar foreign exchange selling price announced by Bank of Communications at the end of the business day.

6) Sign a self-service repayment agreement. After signing the contract, you can use the self-service repayment service of telephone banking and online banking to repay, and the exchange rate of foreign exchange purchase is T- 1 working day, and you can buy foreign exchange at the final selling listing price of US dollars announced by Bank of Communications.