If your credit card is overdue and a police report is filed, first contact the bank of the credit card to handle the overdue problem, and then ask the bank to go to the police station to close the case. If a civil case is prosecuted, the person will not be arrested; if it is a criminal case, the police will arrest them directly. If a customer's credit card is lost after it expires, the bank will have a dedicated team to collect the credit card, and the cardholder must pay off the balance in time. Regarding the question of "How to deal with an overdue credit card being reported to the police?" The editor has compiled the following knowledge.

1. How to deal with an overdue credit card that is reported to the police 1. You should first contact the bank of the credit card to resolve the overdue problem, and then ask the bank to go to the police station to resolve the case. 2. If it is a civil case, no one will be arrested. If it is a criminal case, the police will come directly to arrest the person. 3. If a customer loses contact after their credit card is overdue, the bank will have a dedicated team to come to collect the money. The cardholder should pay off the amount owed in time. 4. If the credit card repayment is overdue due to bank reasons or other non-malicious defaults on credit card repayments, the cardholder can apply to the bank for personal objection processing to eliminate it.

2. How much does it cost to go to jail for an overdue credit card? 1. Generally, overdue credit cards are civil disputes and will not go to jail. 2. If the amount owed reaches more than 50,000 yuan and is still not returned for more than 3 months after being called upon twice by the card-issuing bank, it shall be deemed as a "malicious overdraft" under the criminal law and suspected of credit card fraud, and a case will be filed for investigation. 3. If the amount of malicious overdraft is relatively large and all the overdraft interest has been repaid before the public security organ files the case, and the circumstances are obviously minor, criminal liability may not be pursued in accordance with the law.

3. What should I do if my online loan is completely overdue? 1. Confess in advance because many platforms will not discuss with you after it is overdue. They will first blow up your address book and intimidate you before contacting you, so you must be informed in advance. Inform all your family and friends, tell them the true situation of the matter, and seek forgiveness and help from your family and friends. 2. Negotiation: Some online loan collections can be negotiated. After all, the interest rate is too high, and some fees may be reduced or reduced. 3. Willingness to repay In the financial industry, a positive repayment attitude is very important to prove that you are not maliciously defrauding people of loans, but are indeed unable to repay. Especially for banks and financial institutions, under limited conditions, every month Repay as appropriate, and actively strive to negotiate reductions or installments.

Remind you: If the credit card repayment is overdue due to bank reasons, or there is other malicious default in credit card repayment, the cardholder can apply to the bank for personal objection processing to eliminate it. I hope the above content can be helpful to you. If you have other questions, you can click the button below to consult a debt lawyer.