1, Benefits: Most of the in-card insurance, the market value of bonus insurance is much cheaper than the annual card fee, the security control is strict, and there are many activities, which is actually very good for customers. Flexible quota, full protection of consumption loss 72 hours before loss reporting, etc.

2. Disadvantages: few security outlets, expensive annual fee, troublesome repayment, and troublesome cancellation.

2. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to basic functions such as credit consumption and cash advance, Ping An Bank also has many special functions to provide cardholders with all-round security covering "safe consumption, safe home and safe travel".

Ping An Bank is an important member of China Ping An Group, and [1] is an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen, with branches in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.