Introduction to the credit balance of Bank of China credit cards:

The credit balance (overpayment) refers to the excess deposit in the card holder's card account.

The credit balance cannot be used for installment payment, and can be withdrawn through the counter or ATM machine. There is no handling fee for withdrawal at the counter of BOC Card. If you withdraw money at an ATM machine, a cash withdrawal handling fee will be charged by default but no interest will be charged; Great Wall Card There is no charge for local withdrawals, while cash withdrawal fees will be charged for overseas withdrawals. There is no interest charge for withdrawing excess deposits. For specific charging standards, you can call Bank of China Credit Card Customer Service 4006695566 for details.

(Answer time: May 24, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.