Anti-fraud model: identify users with high fraud risk, capture all kinds of fraud, tap the relationship between black property and crack down on gang fraud.
Credit model: identify credit risks, comprehensively judge users' willingness and ability to repay, penetrate the underlying assets of credit ABS, and accurately evaluate risks.
Collection model: judge the difficulty of collection, accurately put the collection resources to the users with the greatest income, and evaluate the value of non-performing credit assets by predicting the repayment probability of overdue users.
Customer acquisition mode: identify target customers, target advertising resources, reduce customer acquisition costs, accurately identify user risks, and increase registered users, applicants and lenders.
Risk model of small and micro enterprises: identify the serious business risks of enterprises, provide a risk model to accurately measure the risks of enterprises, conduct model training on the overall risks of enterprise families, and simulate the quantitative risk transmission mechanism.