As one of the four major state-owned banks, Agricultural Bank of China has a large number of credit card issuance platforms under its credit card application platform, and its branches are also widely distributed. Most users will use it as their first choice when handling credit business. However, there are so many credit cards issued by Agricultural Bank of China. Which credit cards are more worth applying for?

1. Zunran Platinum Credit Card (Elite Edition). Zunran Baiyi *** has two versions, one is the essence version and the other is the collector's version. The Collector's Edition only has one more physical examination service than the Essential Edition, and the annual fee is indeed three times higher, making it not cost-effective. Here we only recommend the Essential Edition, commonly known as Pure White. Essence White is a large platinum card that can be used for free and has unlimited use of the Agricultural Bank of China’s contracted VIP rooms. It is also the most recommended card type of Agricultural Bank of China, with a minimum approval of 50,000. The main card costs RMB 880 per year, with a rigid annual fee in the first year; 30 online and offline purchases are exempt for the following year; when applying for a second card, you can use 50,000 points in stock to offset the first year. The main benefits enjoyed include unlimited free airport VIP lounge services signed by nearly 40 Agricultural Bank of China across the country; unlimited free access to nearly 1,000 cities across the country, 24-hour roadside assistance; 3 times/year expert outpatient appointments at tertiary hospitals + full guidance Medical services; 1 health checkup per year; special visa benefits; and enjoy UnionPay platinum benefits (privileges).

2. Airline co-branded card. Agricultural Bank of China has many airline cards, which are basically available for domestic mainstream airlines. The card levels are divided into regular cards, gold cards, and platinum cards. The card organizations are divided into UnionPay and visa. In total, there are more than 30 airline cards alone. A card type. The Platinum Card has a rigid fee of RMB 880 per year in the first year, and 30 purchases will be waived for the following year; the Gold Card will waive the annual fee for the first year, and 5 purchases will be waived for the following year; since points are automatically converted into airline miles, the annual fee cannot be deducted with points. The benefits enjoyed by cardholders are: China Southern Airlines Platinum Card 13:1, Gold Card 15:1; Air China, China Eastern Airlines, Hainan Airlines, Xiamen Airlines Platinum Card 12:1, Gold Card 15:1; Juneyao Airlines Platinum Card 220 points exchanged for 1 point , 350 gold card points can be exchanged for 1 point; nearly 40 Agricultural Banks across the country have signed unlimited airport VIP lounge services; 3 times/year expert outpatient appointments at tertiary hospitals + full guidance services; and enjoy corresponding level UnionPay privileges.

3. Youranyue Platinum Card. It is an upgraded version of Youranbai. Even the card surface is similar. There are two versions. The annual fee for the main card is 580 yuan/year, and the supplementary card is 300 yuan/year; the annual fee is waived in the first year, and the annual fee for the next year is waived when spending over 30,000 yuan. Cardholders can enjoy the following privileges: 2 airport VIP lounge privileges or 4 high-speed rail privileges throughout the year. 1 airport privilege is equivalent to 2 high-speed rail privileges and can be mixed; 3 full-accompanied medical services at three hospitals per year; enjoy Corresponding level of UnionPay privileges.

4. Global Business Travel Card. Commonly known as the Temple Card, the card level is Gold Card. However, because it is a Gold Card level, points cannot be exchanged for miles and can be used in combination with other Platinum Cards. The main card costs 200 yuan/year, and the supplementary card costs 100 yuan/year; the annual fee is waived in the first year, and the next year is waived for 5 purchases. The benefits you enjoy include Visa’s special benefits and no foreign exchange fees.

5. Pretty Mom Platinum Card. Tailored for young and fashionable mothers, there are two levels of gold and platinum cards, and the card surface design is relatively exquisite. The rights and interests are more focused on maternal and infant merchants, early childhood education, and health care. The main card costs 580 yuan/year, and the supplementary card costs 300 yuan/year; the annual fee is waived in the first year, and the following year is waived for 8 purchases. The benefits that cardholders can enjoy include a dedicated redemption area for the Agricultural Bank of China’s Pretty Mom Credit Card, where exclusive points can be redeemed for maternal and infant products at a 20% discount; there will be exclusive activities from time to time, such as double points, card swiping bonuses, etc.; and foreign exchange fees are waived.

The above are recommendations for credit cards worth applying for from Agricultural Bank of China. Users can submit applications based on their actual needs to avoid excessive borrowing and eventual inability to repay.