Cash advance, also known as cash withdrawal, will charge handling fees and interest (including cash advance from ATMs, counters, online banking and telephones of the Bank or other banks): handling fees: RMB is calculated as per 1% in China, with a minimum charge of ¥ 10/ transaction, and overseas (including Hong Kong, Macao and Taiwan) with a minimum charge of ¥ 30. Interest: advance cash does not enjoy interest-free repayment. From the trading day to the settlement day, interest will be charged at a daily rate of 0.5 ‰, with compound interest on a monthly basis. Tips: 1. There is only a handling fee for withdrawing multiple deposits from a credit card. 2. Only the cash advance function is enabled for free. 3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first cash advance every natural month (interest is normally charged). 4. No matter in the same city or in different places, there is no inter-bank handling fee for cash withdrawal.
(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)