The standards for filing a case are as follows:

my country's judicial interpretation clearly stipulates that using a forged credit card, or using a credit card fraudulently obtained with false identification, or using an invalid credit card, or using it fraudulently Anyone who uses other people's credit cards to conduct fraudulent activities with an amount of more than 5,000 yuan; whoever maliciously overdrafts with an amount of more than 10,000 yuan shall be prosecuted.

This is the statutory filing standard for credit card fraud. The so-called malicious overdraft refers to the cardholder's overdraft exceeding the prescribed limit or prescribed period for the purpose of illegal possession, and the card-issuing bank still fails to return the card for more than three months after being called upon twice.