If the CITIC Deposit Card is associated with automatic repayment, you can unbind it by calling the Credit Card Center or Debit Card Center. If you have a Debit Card Online Banking, after logging in, click Credit Card - Repayment Settings - Automatic Repayment Settings. You can also unbundle it.

Can CITIC Bank credit card be set up for automatic repayment

The credit card repayment is first tied to the person's debit card, and then the corresponding amount is deposited into the debit card before repayment

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The specific credit card repayment methods and deadlines after binding the debit card are as follows:

If you pay it off in full, no fees will be incurred;

After the credit card is repaid, it is generally There is still a three-day grace period, and repayment within the grace period is deemed to be repayment on time;

If you pay the minimum repayment amount, you need to calculate daily interest, starting from the date of consumption;

< p> If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue, and interest will be calculated from the accounting date. In addition, a late payment fee of 5% of the unpaid portion of the minimum repayment amount will be charged. Charged monthly;

The specific daily interest rates may vary for various credit cards.

Debit card binding can be done through the official credit card website. The specific operations are as follows:

Open the official website of the bank credit card and select personal online banking to log in;

After successfully logging into personal online banking, select Credit Card in the main menu. When the bank card is not bound to the credit card, the option to add a new account will appear at the bottom of the page;

Fill in the credit card details carefully Information;

After completion, you can bind credit cards and bank cards. < /p>

2. If you have opened the enhanced version of online banking, you can activate the automatic repayment function for debit cards and credit cards in online banking, or of course, you can also activate it at the bank counter

3. If If you want to use a credit card for online recharge or payment, you must link the credit card to the debit card, enter my account, and then link the credit card.

4. When recharging Alipay, click CITIC logo, and then choose to pay by credit card

How to activate inter-bank automatic transfer and repayment with CITIC Bank credit card:

CITIC Bank credit inter-bank automatic transfer payment through fast online banking (E-banking) , credit card WeChat, mobile card space, credit card customer service to handle activation, inquiry, modification, and cancellation of inter-bank automatic transfer repayment. Please ensure that the debit card balance is greater than or equal to the amount owed one day in advance of the final repayment date, otherwise the payment will not be deducted.

◆Charging Standard: Free (when associated with ICBC, a random amount of less than one yuan will be deducted to verify the account, and will be returned to the debit card within 24 hours)

◆Supported currencies: RMB

◆Deduction method: you can choose to associate the full amount or the minimum automatic transfer repayment

◆Effectiveness time: the service will take effect the next day after the contract is signed/modified, and the cancellation will take effect immediately

◆Support: China, Agriculture, Industry, Construction, China Everbright, Investment Promotion

◆Deduction time: between 10:00-16:00 on the last repayment day (deduction time is different for different banks)< /p>

◆SMS reminder: There is no SMS prompt when signing the contract, and there will be SMS reminder whether the deduction is successful or failed

◆Repayment restrictions: 1. You cannot sign the contract with other transfer repayment methods at the same time;< /p>

2. Agricultural Bank of China, Bank of China, and Industrial and Commercial Bank of China have a single transaction limit of 50,000 yuan. The self-service repayment of merchants is less than 10,000. If the amount exceeds the limit, the repayment will not be successful~