Dear friends, have you found that your bank cards will carry different signs, such as UnionPay, Visa, Master, JCB, etc. In fact, these signs represent different meanings. Let me introduce UnionPay cards and visa cards.

1. unionpay card

unionpay card is a bank card approved by the people's bank of China and issued by various card-issuing financial institutions in China, which adopts uniform business norms and technical standards and bears the word "unionpay" at a designated position.

because of its geographical characteristics, it is mainly used in the circulation field in China.

2.visa card

visa is a credit card brand, which is operated and managed by Visa International Company in San Francisco, California, USA. If you want to issue a card, you must obtain the authorization of Visa and manage it according to its requirements.

Simply put, visa cards form an international credit card alliance, and you can spend money by swiping your card within the alliance.

At present, many countries have joined, which is global.

1. The logo on the card surface is different

The most intuitive thing is that the card surface is different, one is the "UnionPay" logo and the other is the "visa" logo. UnionPay cards have the red, green and blue "UnionPay" logo on the surface, and visa credit cards have the word "visa" on the surface.

2. The beginning numbers are different

We can also distinguish different cards from the beginning numbers of bank cards. The number of UnionPay cards starts with "6", while the number of visa cards usually starts with "4".

3. The card issuing management organization is different

It is issued by China United Bank Card Organization China UnionPay. Visa card is issued by Visa International Credit Card Organization.

4. Different scope of application

From the scope of application, UnionPay cards are not as widely used as visa cards. UnionPay card is suitable for domestic consumption, and visa card is suitable for consumption abroad.

unionpay cards are widely used and consumed in China. If you are abroad, you can only use it on UnionPay pos machines and cash machines with UnionPay logo. Because visa card is international, it can be used in most countries and regions around the world. Related Questions and Answers: What does UnionPay mean? The full name of UnionPay is China UnionPay Co., Ltd., which is a bank card joint organization in China. UnionPay is a joint-stock company initiated by more than 8 financial institutions in China. It was established in March 22 and its headquarters is in Shanghai. The major banks in the UnionPay organization can realize the interconnection between systems through the UnionPay interbank transaction clearing system, so that bank cards can be used across banks, regions and borders. ChinaUnionPay was established in March 22. It is a China bank card joint organization approved by the People's Bank of China with the consent of the State Council, and its headquarters is in Shanghai. By the end of November 22, the global acceptance network of UnionPay cards has been extended to 179 countries and regions, and more than 9 billion UnionPay cards have been issued at home and abroad. As a joint bank card organization in China, China UnionPay is in the core and pivotal position of China's bank card industry, and plays a fundamental role in the development of China's bank card industry. Through the inter-bank transaction clearing system of UnionPay, banks have realized the interconnection between systems, thus enabling bank cards to be used across banks, regions and borders. On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperated with commercial banks and other industrial parties to promote unified UnionPay card standards and norms and create its own brand of bank cards; Promote the development and use of bank cards; Maintain the market order of bank card acceptance and guard against bank card risks. Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing among commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured. As of September 219, the UnionPay network has spread all over China's urban and rural areas, and has been extended to 174 countries and regions outside Asia, Europe, America, Oceania and Africa. In December, 219, China UnionPay was selected as one of the top 1 brands in the 219 China Brand Power Festival. On August 31st, 22, China UnionPay released the first digital bank card "UnionPay Unbounded Card". In December, 221, Alipay and China UnionPay realized mutual recognition of payment code scanning across the country.