Current location - Trademark Inquiry Complete Network - Overdue credit card - I have two credit cards under construction, which add up to 5000, but there are many confused credit card experts who explain them in detail.
I have two credit cards under construction, which add up to 5000, but there are many confused credit card experts who explain them in detail.
CCB credit card bill balance formula:

Balance of previous bill+new account in current period-paid amount in current period+interest = balance of current bill.

In fact, your two credit cards share a credit line of 5,000 yuan, which can be used to spend 5,000 yuan, and the withdrawal amount is 50%, which is 2,500 yuan.

You have withdrawn 2500-39 = 246 1 yuan from the ATM, so the remaining withdrawal amount is 39 yuan. You can't withdraw all the balance before repayment, but you can only withdraw 39 yuan at most.

balance

Credit cards can also be used for consumption (including cash withdrawal), and the balance is more than 1000. You can continue to overdraw credit card consumption instead of cash withdrawal.

Although the credit lines of the two cards share 5000 yuan, the bank may actually allocate different credit lines to the 0 1 card and the 02 card, resulting in inconsistent balance display. I personally don't understand this. It is recommended to call the customer service center for consultation.