Credit card refunds are generally okay, but not too many times. If there are too many times, it will have a certain impact. It should be noted that all credit cards processed will be recorded in the credit report. Before returning the credit card, make sure that no fees will be incurred, otherwise personal credit information will be affected.

You can consult the bank for the specific process of returning the credit card. In fact, I don't want to use the new credit card after I get it. In the case that it is determined that no annual fee will be generated, the user can choose not to activate it, and it will automatically expire after the validity period, without any influence. Usually credit cards are valid for 3 to 5 years.

When the credit card is not used, you can cancel it directly, and you can cancel it by calling the bank. However, users need to consult whether the cancellation is successful 45 days after submitting the cancellation application. If you want to use the cancelled credit card, you can apply directly to the bank at this time without submitting the application materials again.

The user's credit card was refunded a lot because the amount was not ideal. In fact, when handling credit cards, try not to pursue a high amount, as long as it is enough at ordinary times. Usually, the credit card limit is 2-3 times the monthly salary, which can ensure the repayment on time after using the credit card.

The above is what Bian Xiao shared for you about the influence of cash withdrawal by credit card. More information can focus on the construction industry and share more dry goods.