This is not necessarily a good thing

The suspension of collection may be due to the following reasons:

1. The internal collection is over and it is necessary to change the entrusted collection company for collection. First of all, don’t be afraid. Normally, three months overdue is the bank’s internal deadline for collection. And from the collection intensity and speech skills in the past three months, we can determine whether it is the bank's internal collection or a collection company, because the collection company's speech skills are much lower than the bottom line of the bank's internal collection. Basically, it can be said that I did my best by hook or by crook. Compared with the first three months, I was very gentle and reasonable.

2. Be prepared to play a long game to catch the big fish. Since this is the end of the deal and you still haven’t paid back a dime, it means that you really don’t have the money to repay the money for the time being, so I won’t call you now. Wait until your interest and late fees rise to a certain amount before proceeding with the next round of collections.

3. If the amount is large, there is a risk of being sued, because if the cardholder fails to repay the card overdue for three consecutive months, the bank already has the right to sue at any time.

If your credit card is overdue, don’t seek medical attention in a hurry. The best solution is to negotiate with the bank as early as possible and stop losses in time to minimize risks and overdue costs. Don't be stupid and let the compound interest continue to grow. Over time, it will become a large sum.