Hello, if you are referring to the difference between a credit card and a debit card: 1. Credit cards are mainly used to consume first and then repay. You use bank funds to consume in advance and enjoy the interest-free period. This is a financial management method. 2. A credit card is not a savings card, and interest will not be charged on deposits in the credit card. 3. Credit card can be used as a payment tool and can be consumed directly through the card-swiping POS machine or online payment platform installed by the merchant. 4. The bank will also provide you with various forms of points, discounts, installments, draws, promotions and other activities. 5. Credit cards are still the main international payment tool. On international websites, you only need to fill in your personal credit card information to make purchases directly. And if you are staying in a hotel on a business trip, only a credit card can complete the hotel pre-authorization for you.

Front:

Debit card, with the name of the issuing bank, the UnionPay logo, the cardholder's card number, the bank code, the issuing bank's LOGO, and the card surface pattern. Some are also marked with the card type.

A credit card has the name of the issuing bank, the UnionPay logo, the credit card organization's laser anti-counterfeiting mark, the issuing bank's LOGO, and in the case of a dual-currency credit card, VISA or MASTER The logo of the financial organization. It has the pinyin of the cardholder's name, the male and female titles prefixed with MR or MRS in English, the validity period of the card,

the back,

the debit card and Credit cards have magnetic strips, a customer service phone number for the issuing bank, a signature line for the cardholder, and an explanation from the issuing bank of the card stating the amount of money.

Unlike debit cards, credit cards also have an online message on the back. The CVV code used for payment is required for online banking. Most banks also have the 800 toll-free number of the bank's credit card printed on the back. There is a flat logo of VISA or MASTER financial organization