Hello, good credit is your precious wealth. Whether it is a bank loan or a credit platform loan, try not to be overdue, otherwise it will affect your personal credit report and even lead to legal liability. If you are in urgent need of cash flow, it is recommended to use Youqianhua APP. Youqianhua is a Baidu credit service brand. You can apply directly online without any mortgage. The application materials are simple. The fastest is 30 seconds for approval and the fastest 3 minutes for loan. Installment repayment and early repayment are available. The interest rate is determined by the system based on the user's comprehensive situation. If it is judged, the minimum is as low as 0.01. The details will be displayed on the App homepage after the quota application is successful. Hope this answer can help you.