Call the bank’s customer service number. A marked credit card means that the card has been marked as suspected of fraud or has been frozen for some reason. However, the annual fee of the credit card is charged regardless of whether you use it after activating the card. Some banks have good policies and may be charged once. The annual fee will be waived if you make 5 transactions per year. Therefore, for the specific reason why your credit card is frozen and the annual fee is deducted, you still need to call the bank to which the credit card belongs for consultation. Communicate in time to see if you can cancel the card and avoid the annual fee. produce.