Minsheng Bank Credit Card, Puka Gold Card is exempted from the annual fee of the following year for 8 swipes (Pacific Co-branded Card swipes in March 1 swipe is exempted from the annual fee of the first year); Bookkeeping dates: 1, 3, 6, 9, 13, 16, 2 1, 26, 28 are monthly bookkeeping dates, which can be changed once every natural year.
Cash withdrawal fee: RMB: free of charge, 1% cash borrowed from other banks, minimum 1 yuan, foreign currency: 3% cash borrowed, minimum $3. Installment business: support interest-free installment for specific merchants (3, 6, 12). Free installment only supports female flower cards.
The longest interest-free period of Minsheng Bank credit card: 5 1 day. The online payment limit for non-contracted customers is 1 1,000 yuan, and the single-day limit is 5,000 yuan; After going to the bank to become a contracted customer, the single and single-day limit is the maximum credit card limit.
Expand the maximum overdraft limit given to credit cards by information banks when approving credit cards. You can only use your credit card within this limit. If you exceed this limit, you can't use your credit card normally.
The credit limit is comprehensively evaluated according to the information filled in when applying for a credit card and the relevant supporting documents provided, and the main card and the auxiliary card share the same credit limit. In general, the RMB limit and the US dollar limit of dual-currency credit cards can be converted to each other.
The bank will adjust the credit limit regularly, but the bank can provide relevant financial proof to request to adjust the credit limit. In addition, travel abroad, move, etc. Ask for a higher credit line within a certain period of time, and you can ask for a higher temporary credit line.
For non-cash transactions, the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The shortest interest-free repayment period is 20 days and the longest is 56 days. During this period, as long as the current payable amount on the current statement is fully paid off, any non-cash transaction prepaid by the bank to the store does not need to pay interest (cash prepayment does not enjoy interest-free discount).
Baidu encyclopedia-credit card