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What should I do if JD.COM's IOUs decrease?
When you find that the amount has been reduced, you should check your personal bill to see if there is any overdue debt. The reason for most of the decrease is that there are overdue records. At this time, the repayment should be made as soon as possible to avoid this situation again.

Another common reason for the decrease is that users don't often use JD.COM white stripes, and the system judges that users don't need too high a quota according to their personal usage habits, so the decrease is made. In this case, users often use white bars for consumption, which is beneficial for the system to detect consumption habits.

Matters needing attention in JD.COM white strip

Ordinary IOUs need to have a good consumption record in JD.COM. During the activation process, you need to bind a savings card or a credit card to verify your identity (JD.COM will judge whether it is necessary to bind a savings card or a credit card according to the user's consumption in JD.COM. COM)。

This is generally a senior member, you just need to bind a savings card. I am a gold medal member, and when I activated the white note, I bound the savings card. You can refer to it Junior members need to bind credit cards.

Campus white bars support undergraduates, master students and doctoral students in some colleges and universities in Chinese mainland, and temporarily do not support senior and junior master students. Campus white stripes are divided into two parts: online application and offline signing. There are more requirements for white stripes on campus.