Can farmers apply for a credit card without proof of income? What should I do? I just want to apply for a credit card for the convenience of personal finance

Because the credit card has an overdraft function, which means that there is no money in the card. You use a credit card to make purchases, so not everyone can apply for a credit card, and banks only issue credit cards to people they think are honest. Check to see if you meet the bank's requirements for issuing a credit card: 1. Aged between 18 and 65 years old; 2. Have a stable career and income; 3. Have good credit and the ability to pay interest on time; 4. , natural persons with full capacity for civil conduct (robots, vegetative persons, minors, and mental patients to a certain extent are not allowed). If you have not met the conditions for applying for an ordinary communication card, you can apply for an additional card through your parents or spouse. To apply for an additional card, you must meet the following conditions: 1. A natural person with full capacity for civil conduct or limited capacity for civil conduct 2. Years Applicants for supplementary cards who are over 13 years old3 and under 16 years old must provide a copy of their household registration book when applying. In addition: some cards are not available to everyone and have some special requirements for cardholders. For example: CITIC Bank Magic Credit Card can only be applied for by women. I heard that the card can only be overdrafted by 10 yuan... Can I apply for a credit card with a fake income certificate?

You cannot apply for a credit card with fake income certificates;

The conditions for applying for a credit card are as follows;

1. Age requirement: between 18 and 65 years old Time;

2. Income and asset requirements: stable career and income;

3. Credit and ability requirements: good credit and the ability to repay loans and interest on time;

4. Have full capacity for civil conduct;

5. Provide original copies of various certificates. Can I apply for a credit card with a fake income certificate?

It can be done without being discovered. But this is illegal, so it’s best not to take any chances. Can private kindergartens apply for credit cards with proof of income?

As long as it is a formal proof of income, you can apply for a card

The amount of income determines the overdraft limit of the card, but does not determine whether you can apply for the card. Pure white household, no income proof, how to apply for a credit card

Proof of employment is generally required.

Credit card application conditions:

1. Over 18 years old and not over 65 years old;

2. A second-generation ID card is required;

3. Proof of employment and income stamped with the company’s financial seal;

4. No bad credit record;

5. Other proof of financial resources, such as real estate and cars , stocks, bonds, etc.

Materials for applying for a credit card:

1. Identity certification materials: photocopy of resident ID card or military officer ID card;

2. Work and income certification materials;

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3. Other proof of financial resources: such as a photocopy of the real estate certificate, a photocopy of the vehicle driving license, a photocopy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and photocopies of the information;

3. The bank sends it to the credit card center;

4. The credit card center conducts audit, card printing, and card issuance;

5. After I get the card, open it and wait for the password letter .

6. Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate under your name, or For fixed assets such as cars or if you have a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.

Can I apply for a credit card by asking someone to issue an income certificate on my behalf?

Reply to the original poster:

If you have an income certificate issued by a formal company, you should be able to apply for it. For credit cards

Usually when applying for a credit card, you only need to fill in the name of the company and the amount of income, and it will be verified.

I hope this helps you. I am from Putian and want to apply for a credit card. , can anyone please help me open an income certificate?

Who dares to open it? Even if you open it, you can't do it, unless you go to a black shop on the street to open it. It's better to open a relatively inferior unit. Then you have to give your home phone number. The bank will ask if you are the person. I am a soldier and want to apply for a credit card but I can’t provide proof of income. Can I do that?

Your situation is special, so it’s best to consult your local area. A bank that distributes salary on behalf of you is better. Is it okay to apply for a credit card with only one proof of income?

I just have a work income certificate stamped with an official seal. Yes, it is ok. If there is other proof of financial resources, the limit will be higher. Ordinary cards can still be approved. Yes, the gold card is more difficult. If you apply online, you don’t even need proof of income, but the premise is that you have a bank account. If you don’t care about the limit, you can just apply for a credit card. My store has no proof of income. Can I open a credit card?

Hello, if you want to apply for a China Merchants Bank credit card, the most important requirements for applying for a credit card are that you are 18-60 years old and have a stable job and income. The necessary application files are a copy of your identity certificate and your job. Proof files, if you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you are unemployed and are self-employed, you can provide your individual business license and tax bills for the past three months. You can also provide other proof of your financial resources, such as: income tax withholding certificate; Have a photocopy of the real estate certificate; a photocopy of the driving license of your own car; a bank deposit certificate and other documents that can prove your financial level.

If you do not have a job and are not self-employed, you are currently unable to apply for a credit card from our bank. If your parents hold a credit card from our bank, you can apply for their supplementary card. You are also welcome to apply for our credit card after you work. credit card.

If you have any questions about other China Merchants Bank credit cards, please search for 4008205555 in QQ business friends and add China Merchants Bank Credit Card Center as a friend; or search the number "cmb4008205555" in WeChat and follow China Merchants Bank Credit Card Center for consultation , thank you for your attention and support to China Merchants Bank!