The so-called credit card withdrawal graduation means that the credit card quota has reached the upper limit of the fixed quota and cannot be further improved.

Credit cards are graded, such as common ordinary cards, gold cards, platinum cards and diamond cards. Different grades of credit cards have different upper limits. Generally speaking, the limit of Puka and Gold Card is 50,000 yuan, and it cannot be upgraded beyond 50,000 yuan. Platinum cards and higher-level credit cards, the upper limit of each bank is different, very different, and some even have no upper limit, belonging to unlimited credit cards.

So generally speaking, credit card graduation refers to Puka and Gold Card. The quota of Puka and Gold Card has been raised to 50,000 yuan, which has reached the upper limit of the quota. Unable to further increase the quota, indicating that the credit card quota has graduated.