1. Payment of living expenses: users can pay for daily necessities such as water, electricity, gas, telephone and cable TV. Mobile banking through postal savings, thus eliminating the trouble of queuing for payment.

2. Electronic invoice: After the user purchases the goods, the merchant can send the electronic invoice to the user through the mobile banking, and the user can view, download and print it on the mobile banking.

3. Mobile phone recharge: users can recharge their phone bills for themselves and others through mobile banking, and support multi-operator and recharge denomination selection.

4. Merchant Payment: Users can use mobile banking to make payment at merchants who support UnionPay QR code or WeChat payment.

5. Transfer and remittance: users can transfer and remit money between individuals and between individuals and enterprises through mobile banking, which is convenient and fast.

6. Mobile phone signing: Users can sign and cancel their bank cards and securities accounts through mobile banking to conduct business operations.

7. Purchase of wealth management products: Users can purchase various wealth management products provided by Postal Savings Bank through mobile banking.

It should be noted that due to different regions and versions, the specific life service functions may be slightly different.