You can dial 95594 for personalized installment. Personalized installment generally refers to a repayment method that is suitable for the borrower's financial situation and negotiated with the bank after the credit card is overdue and the borrower is unable to repay due to special reasons. The purpose of this personalized installment is to allow the borrower to repay as much as possible without changing the nature of the overdue loan. Overdue records will be retained for 5 years after all outstanding balances are paid.

1. Bank of Shanghai Co., Ltd. (hereinafter referred to as "Bank of Shanghai") was established on December 29, 1995, with its head office located in Shanghai, China. A company listed on the main board of the Shanghai Stock Exchange, stock code 601229. With the strategic vision of "Boutique Bank" and the core values ??of "Integrity first, building an honest bank", Bank of Shanghai has focused on promoting professional operations and refined management in recent years in small and medium-sized enterprises, wealth management and pension finance, and financial markets. Cultivate and shape business characteristics in , cross-border finance, online finance and other fields, and continuously enhance the sustainable development of capabilities.

2. Bank of Shanghai has branches in Shanghai, Beijing, Shenzhen, Tianjin, Chengdu, Ningbo, Nanjing, Hangzhou, Suzhou, Wuxi, Shaoxing, Nantong, Changzhou, Yancheng and other cities, forming a network in the Yangtze River Delta, The layout framework of Bohai Sea, the Pearl River Delta and key cities in the central and western regions; initiated the establishment of four rural banks of Shanghai Bank Fund Management Co., Ltd., established Bank of Shanghai (Hong Kong) Co., Ltd., approved the establishment of consumer finance companies, and established agents with nearly 1,500 domestic and foreign institutions Relationship banks and their branches are located in more than 120 countries and regions around the world.

3. Since its establishment, Bank of Shanghai has continued to increase its market influence. At the end of 2016, total assets were 1,755.3 billion yuan, a year-on-year increase of 21%; net profit was 14.3 billion yuan, a year-on-year increase of 10%. In the ranking of the "Top 1000 Global Banks" released by the British Banker in 2017, Bank of Shanghai ranked 85th and 89th in the global banking industry in terms of tier one capital and total assets respectively; it has been rated multiple times by "Asian Banker" magazine "Best Urban Retail Bank in China"