Usually credit cards with a limit of 30,000 to 50,000 are gold or platinum cards. In addition to higher financial requirements for the applicant, the following three basic conditions must be met for handling the CITIC Bank Gold Card:

1. Age: 18~65 years old, with full capacity for civil conduct;

2. Credit conditions: good credit and no bad credit record;

3. Income conditions: there is a stable source of income, which can guarantee timely repayment every month;

Regarding the capital requirements, the minimum standard for CITIC Bank to apply for a gold card is that the applicant's deposit is not less than 50,000. If you can't meet this condition, you can also try to apply for an annual income of not less than 65438+ 10,000. The available processing channels are: go directly to the bank outlets, log in to CITIC Bank official website for processing, and contact the business personnel for on-site processing. It is recommended to choose formal channels and not to be deceived by false intermediaries.