1. Any unit that opens a basic deposit account in a domestic financial institution can apply for a business card from the card issuer with the supporting documents such as the basic deposit account account opening permit issued by the People's Bank of China (if it is necessary to apply for an international business card, it must also have a foreign exchange settlement account).

2. The qualification of the unit card holder shall be designated and revoked by the unit in writing. The applicant shall bear all debts arising from the unit card according to law.

3. An enterprise applying for a credit card shall fill in a credit card application form with the issuing bank.

4. When filling in the application form, the cardholder's name, age, address, enterprise property and liabilities, occupation, position, etc. shall be specified in detail and sent to the issuing bank for review.

The issuing bank will carefully examine the application items and contents received. Upon examination, if it meets the conditions for issuing cards, it will be approved to issue cards, and a credit card notice will be issued to the applicant, informing the applicant to go through the account opening formalities at the issuing bank.

6. When opening an account, the applicant should deposit a credit card deposit first, then pay the annual fee, and sometimes deposit a certain amount of money.

7. If the applicant deposits in a credit card and settles by transfer, he shall fill out the bill in duplicate; If the deposit is made in cash, fill in the cash payment form in duplicate and fill in the deposit amount.

8. The annual credit card fee ranges from 10 yuan to 100 yuan, and the regulations of the issuing banks vary. When paying the annual fee, you can fill in the triplicate settlement service fee certificate and fill in the amount of the annual fee paid.

9, in accordance with the provisions of the deposit, the use of transfer settlement, you can fill in two copies of the bill; Cash can be used to fill out a duplicate cash payment form.

10. After the applicant fills in the deposit slip or cash payment slip (for depositing credit card deposits and deposits) and the payment voucher for settlement business according to the regulations, he will hand over the transfer check or cash payable together with the applicant's ID card and credit card notice to the credit card department of the issuing bank according to the total amount of credit card deposits, annual fees and deposits.

1 1. The bank shall conduct examination according to the regulations, such as whether the contents of the cheque and the customs declaration are correct, whether the amount of the cheque or cash is consistent with the customs declaration or the cash payment form, and whether the cheque is within the validity period. After verification, stamp the "transfer receipt" or "cash receipt" on the first bill or cash payment slip and the third settlement service fee voucher, and then return them to the applicant together with the ID card, informing them to collect the credit card from the credit card department with the receipt and ID card within a few days.

12. After receiving the credit card, the cardholder shall immediately sign the back of the card according to his customary signature style, and shall not alter it after signing.