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Is it better to use credit card or small loan for CITIC Bank loan?
China CITIC Bank can use credit cards for loans.

1, word of mouth. Credit card loan of CITIC Bank can be handled on the spot, with good service and good reputation. Micro-loan loans need to be audited, and lending will only be carried out after the approval. Lending time is long, and its reputation is not as good as that of CITIC Bank. CITIC Bank has a good credit card loan.

2. Safety. If there is a problem with the credit card loan of CITIC Bank, it can be handled directly at the bank. There are problems with micro-credit loans, and there is no way to deal with them directly. In terms of security, CITIC Bank's credit card loan is better than microfinance, and CITIC Bank's credit card loan is better.