1. Temporary credit line really facilitates our life, but you know that temporary credit line is effective. Your credit limit will be restored to the original credit limit when it expires. You need to pay off the temporary credit line before it expires. If the cardholder fails to return the used part of the temporary credit line at the expiration of the temporary credit line, the over-limit fee will be charged according to a certain proportion, generally 5% of the over-limit part.

2. In addition, the temporary line cannot be phased, nor can it be repaid according to the minimum repayment amount. If the temporary limit is not paid back in full and on time, it is equivalent to the overdue credit card, and you will be required to pay late fees and interest.