The preliminary review limit of Huawei card will be higher than the actual limit. Generally speaking, the preliminary review limit of Huawei card will be higher, but the actual limit will still depend on the applicant's credit status and will generally be lower.
According to regulations, the limit of CITIC Bank HuaweiCard Gold Card is generally between 3,000 yuan and 50,000 yuan. Compared with other banks’ gold card credit card products, the minimum limit of CITIC Bank HuaweiCard Gold Card is lower, but The maximum limit range is also higher. When actually applying for the credit card, the limit will still depend on the applicant's credit status.
Is Huawei card worth applying for?
This card is jointly launched by a cooperative bank (currently CITIC) and Huawei. The card level and limit are subject to the bank’s final review results.
The card is still in the internal testing stage and can only be applied for in open areas. For example, 27 cities including Shenzhen, Beijing, Shanghai, Guangzhou, Hangzhou, Nanjing, etc. will be opened in the future.
Currently, there is a limit on the number of card applications. You can only apply once a month. If you fail, you will have to wait until the next month for a chance. You cannot apply if you submit multiple times.
Card rights include selection rights and more rights. Selection benefits include no annual fee, no annual fee for the first year, no annual fee for the following year when paying with Huwei Pay, cash rebates, and VIP room benefits. More benefits include flight delay insurance, theft protection insurance, aviation accident insurance, 9-share redemption, 9-yuan movie watching, Wonderful 365, etc.
Huawei card is a virtual card. If the user needs a physical card, he can enter the CITIC Bank Mobile Card Space APP, find the physical card application in "Card Management" and mail it.
How about Huawei Card:
As the first domestic mobile phone manufacturer to cooperate with a bank to be compatible with electronic and physical credit cards, Huawei Card has great reference significance for the industry. Co-branded cards are more common, but this is the first time that a mobile phone manufacturer and a bank have cooperated to be compatible with both electronic and physical cards. The unique Huawei Card branding label completes Huawei Pay’s payment service system. Huawei Card is a powerful complement to Huawei Wallet's financial services. As a highly labeled product, it is conducive to increasing user stickiness and fan effect, and enhancing Huawei Pay's brand influence on the payment side.