What bank credit card can be approved without looking at the credit report?
China Merchants Bank
China Merchants Bank's credit card issuance volume is second only to that of Industrial and Commercial Bank of China, and the threshold for credit card application is not high. Basically, as long as there is no problem with personal credit information and there is a stable job and income, it can be approved.
China Citic Bank
The main card applicant 18-65 years old, and the auxiliary card applicant 16-75 years old. A natural person with full capacity for civil conduct can apply for a credit card of CITIC Bank, and the requirements are not high. In addition, although the credit card limit of CITIC Bank is not very high, the withdrawal limit is relatively fast, as long as the cardholder uses the credit card as soon as possible to maintain a good credit status.
Everbright Bank
Everbright Bank has a low credit card approval threshold. As long as the applicant's credit status is good, it can basically pass, and the credit card limit is relatively high. Most credit cards of China Everbright Bank can reach 10000 yuan.
Ping An Bank
The applicant for the main card is between 20 and 65 years old, and the applicant for the auxiliary card is 14-65 years old. In addition, new users need to provide credit card applications, resident identity cards within the validity period, work certificates and other information. At the same time, the applicant's personal credit information needs to be kept good and the debt ratio should not be too high.
Minsheng Bank
Applicant 18-65 years old, who has a stable job and a legitimate source of income, and has the ability to repay on time, can apply for Minsheng Bank credit card. Minsheng Bank's credit card audit threshold is low, the initial quota is relatively high, and the quota is relatively fast.
A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:
The credit card of China Everbright Bank is issued free of charge, and the annual fee for the first year is waived for fast card handling, and the annual fee is waived for swiping the card six times in the following year. To handle this card, China Merchants Bank credit card, choose a variety of personalized cards, handle a variety of consumer rights, handle this card, Minsheng Bank credit card is easy to take off, the amount is high, and the annual fee is free. Apply for this card, CITIC Bank credit card, apply for this card, and apply for this card with various rights. JD.COM PLUS Co-branded Card of Shanghai Pudong Development Bank is the first time to send a Plus membership card, free of annual fee. Credit card spending in the current year is exempt from the annual fee of the following year. Apply for this card. Guangfa UnionPay has a 0.5% cashback of Fish Gold Card WeChat/Alipay/China UnionPay Express. Apply for this card. CITIC Bank Credit Card JD.COM Plus Co-branded Card will be sent to JD.COM Plus members to apply for this card. The maximum amount of credit card-Yanka series of CITIC Bank can reach 65,438+10,000 yuan, and you can enjoy a 50% discount on food application for the annual credit card fee. The above-mentioned major banks have low credit card review thresholds and fast card issuance. You can pay attention.