Shijiazhuang local ID card, income certificate. If you have a credit card from another bank, you can also give him a copy to increase the chance of successful card application.

The overdraft of a credit card is your credit limit. The credit limit is adjusted based on your income and credit history of using the credit card. Generally, the cost for a new card is 5,000 yuan, unless your income is relatively high. It may be higher, and after you use it for a period of time, you can call to increase your credit limit. The premise is that your credit is good.

It usually takes about half a month to a month to apply for a card.