Users need to submit an application, log in to the bank official website, log in to their personal accounts, find a place to register personal online banking, and apply for registration according to the prompts. Online banking refers to the virtual counter established by banks on the Internet. Banks provide customers with services such as account opening, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit and online securities through the Internet, so that customers can easily, safely and conveniently manage current and time deposits, checks, credit cards and personal investments without going out.