If the number used for the credit card is no longer there, the credit card cannot be activated, because to activate a credit card, you need to provide the credit card number, cardholder name, ID number, mobile phone number and other information. Only after verification can it be activated.

If you can't find your mobile phone number, you can bring your ID card to the bank's branch counter to apply.

If there is a balance in the credit card, it will be enforced, and the court's judgment or ruling will be enforced. The party's credit card funds are within the scope of property that can be executed.

Frozen credit card debts only freeze the amount of the bank to which your credit card belongs. Banks have no right to freeze your deposits in other banks;

If the balance is overdue for more than three months or the bank demands it, If you fail to repay the loan more than twice, the bank will freeze your card and list you as a prohibited customer (blacklist). It will also sue you for credit card fraud and malicious overdraft, and the court will enforce it.

If you refuse to repay after prosecution and the amount owed exceeds RMB 10,000, the court will impose a sentence based on Article 196 of the Criminal Law, Credit Card Fraud!

Under what circumstances will the bank freeze a bank card?

The bank card is a credit card (credit card). If it is frozen, it may be that the credit card has had abnormal transactions, such as malicious cash out, Forged information, consecutive incorrect passwords, etc. may cause the bank card to be frozen by the bank.

For bank cards that can be overdrafted, the bank will set an overdraft share based on the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

The bank card is a debit card. If it is frozen, one is a wrong account freeze, which means that the bank mistakenly transfers more money to the depositor's account during the transaction, then the bank may freeze the excess. Lose.

One is judicial freezing. According to relevant provisions of the law, judicial organs can apply to banks to freeze bank cards due to the need to handle cases. At the same time, customs, tax authorities and other departments also have the right to freeze.

No matter what bank card it is, if you enter the password incorrectly three times in a row, the bank system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be automatically canceled after 24 hours. If your bank card expires and you do not apply for a new one, the bank will freeze your expired bank card after expiration.

If a bank card is reported as lost multiple times in a row, the bank will deem it malicious and freeze the card.

A credit card is a bank card that provides simple credit facilities for non-cash transactions. Banks issue credit certificates to individuals or entities based on the user's creditworthiness and financial status for the purpose of purchasing goods and paying consumption expenses. Consumers can obtain cash and make purchases at designated banks, consumption venues and other places with their card signatures, and can overdraft a certain amount of cash.