It is understood that within 180 days from the date of activation of a CCB credit card, if there is no transaction record in the card, the credit card will be controlled by CCB and cannot be used for consumption and cash withdrawals.

The specific method of how to release the control of CCB credit card is as follows:

1. SMS verification. It is understood that if the CCB credit card is controlled, the cardholder will see a transaction failure when making a transaction. After the transaction fails, CCB will send an identity verification text message to the mobile phone number applied for the CCB credit card. The cardholder can release the control after completing the identity verification. .

2. Call cancellation. Call CCB customer service hotline 95533, then select 2 "Credit Card Business", and then transfer to manual service to apply for release of control. For specific operations, you can ask manual customer service for details. What I want to remind you here is that the consequences of overdue credit cards are serious, so you must remember to repay on time.

The CCB card application will be more troublesome. You need to verify the real-name status of your mobile phone number and sign a personal statement (the information is only your ID card and real-name verification of your mobile phone number. If you don’t have other materials, it’s fine). After the application is completed, the card will be restricted to non-counter customers for 3 days. You must continue to activate the bank card after 3 working days, which means the non-counter restrictions are lifted. However, mobile banking is activated when you apply for it, and it only limits non-counter customers. If the surface is not lifted, it will still be basically unusable. For non-counter restrictions, it means literally. Before activation, all withdrawals and transfers can only be completed through the counter, not through mobile banking or ATMs, and consumption cannot be done by binding WeChat Alipay, but it does not affect the account entry, just Can't go out.

: Credit card risk control means that it is frozen due to overdue or cash out.

1. If it is a cash out, you must prove to the bank that it is not a cash out before it can be unfrozen.

2. If your card is suspended overdue, you must first pay off the money as soon as possible (one-time repayment will increase the chance of being lifted). After paying off, call the bank's credit card center to apply for activation, and then wait for the credit card center's approval.

3. If your credit card is suspended due to overdue payment, the consequences if you ignore it are:

1) If you fail to repay overdue for a long time, the bank will call you to urge you to repay. If If there is still no repayment, the bank has the right to file a lawsuit in court. It will be very difficult to handle when it comes to prosecution;

2) Overdue credit cards will affect your credit record, and credit stains will be recorded in the credit reporting system. If you want to apply for other bank loans or credit card business, the bank They will check the credit report. If there is a record of non-payment of debt, the bank will generally not accept the application.

3) So try to find a way to pay back the debt, and it will be possible to restore the card if it is suspended. After that, it will take about half a year to accumulate a good credit record of credit card use and repayment, and use the good record to cover up the original bad ones. Recording, this is the right thing to do.