five years later. According to the units and individuals who rent, lend or sell bank accounts (including bank cards) or payment accounts and relevant organizers identified by the Ministry of Public Security, banks and payment institutions will suspend all business of their off-counter payment accounts within five years, and bank cards will be automatically unfrozen after five years of freezing. The Ministry of Public Security is a component of the State Council, and it is the highest leading and commanding organ of public security work in China.