You can basically use visa or master in many places in Indonesia. Check to see if the card has these two marks. In addition, if you use U.S. dollars for settlement, pay attention to the exchange rate.

If your credit card or debit card has the UnionPay logo, you can use it when you encounter merchants with the UnionPay logo when traveling in Indonesia. The official website of UnionPay International states that UnionPay cards can be used at all merchants with the UnionPay logo in Indonesia, which are located in cities and areas frequented by tourists such as Jakarta and Bali.

The acceptance outlets basically cover well-known shopping malls, restaurants, hotels, etc. Some hotels or brand merchants do not post the "UnionPay" logo. Cardholders can actively present their UnionPay cards and ask the cashier whether they can use them.