1. If you need to repay all the loan principal and interest, you can apply for a loan from the local credit cooperative after repayment.

2. In the application process, the lender needs to prepare complete application materials, including personal identity certificate, business status certificate, repayment record, etc.

3. The credit union will review the credit standing of the lender, including the repayment ability and operating conditions, and the lender will sign a new loan contract with the credit union, and continue to obtain loan support according to the interest rate and repayment method agreed in the contract.