swiping a card on the UnionPay line will be settled directly in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the overseas consumption of credit cards will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, which is 1.5% of the transaction amount, and the exchange fee will be charged by the Bank on behalf of international organizations. If the consumption amount is USD, there will be no settlement fee. (If you use a full-currency credit card, you can spend any foreign currency in the world, and there is no currency exchange fee. The function of purchasing foreign exchange will be automatically activated, and foreign currency consumption will be repaid by purchasing foreign exchange in RMB. )

If you take the international route, you will receive a 1.5% handling fee for converting Japanese yen into US dollars, and the interest rate will be inquired through the bank credit card center, with a reference interest rate every day. As Baidu is a third-party public * * * network platform, we can't directly verify your actual personal data. Please call 4825555, 8825555-enter the account opening certificate number #-the system will enter the verification process-9 to help you make further inquiries manually.

"If you have any other questions, I suggest you add" QQ "or" WeChat "for online consultation.

method 1: search for "4825555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;

method 2: search for the number "cmb4825555" in wechat and pay attention to China merchants bank credit card center.

please click: /Common/default.aspx for details? Pageid=zxkf, thank you for your concern and support! "