After activating the "Foreign Currency Consumption Deposit in RMB" function, any of your foreign currency transactions will be automatically converted into RMB and entered into the account (the conversion rate is the exchange rate on the day the transaction is entered). You only need to follow the RMB bill , just return the RMB. Truly realize "one card in hand, travel around the world"!

Setting method: Log in to credit card online banking and click "Repayment Management" → "Automatic RMB Foreign Exchange Purchase" to activate.

Warm reminder:

1. The RMB deposit function for foreign currency consumption will take effect immediately after it is activated. Your foreign currency consumption can be processed in online banking - "RMB bill not issued" 2 working days after the transaction date. "Interface query.

2. Non-US dollar foreign currency transactions will be converted into US dollars by international credit card organizations first (during the above process, international organizations such as VISA and MasterCard will charge a foreign exchange conversion fee of 1.5). Our bank will convert the converted U.S. dollar amount into RMB based on the exchange rate on the day of accounting (China Merchants Bank’s U.S. dollar selling price announced after 10:00 that day), and record it in the RMB bill.