The difference between China Agricultural Bank's credit telephone number 0 10 and 02 1.
1, different credit departments:
0 10 is the area code of Beijing, and it's a call from the headquarters of Agricultural Bank of China.
02 1 is a call from the credit card headquarters of the Agricultural Bank of China.
2. Different application channels:
It is said that online application and online application will have different credit calls.
The branch application is 010; Online applications, such as mobile banking applications and online banking applications, are all called by 02 1.
Another cardholder said that the credit results of 0 10 and 02 1 were different, and 0 10 was easier after credit granting, while 02 1 was more suspended. This has not been confirmed.
What is certain, however, is that you should be cautious whether you receive a credit call from 0 10 or 02 1.
After all, telephone call back is the key to decide whether the applicant can approve the card, and the quality of answering the phone is directly related to the success of the application card or the amount of the card.
As for how to answer the phone, the general credit phone will ask me if I have a card, ID number, home address, home phone number, work unit name, work unit address, work unit phone number, current position, working years and so on. As long as you answer truthfully according to the information filled in when you apply for the card, don't answer wrong.
In addition, you may be asked how many credit cards you have, the maximum amount of credit cards and so on. And whether there is a loan, etc. These need to be improvised, but don't answer casually, let alone cheat. Some, but none. After all, some can be found in the credit report.