it is stipulated in AliPay that every online shop that has handled large credit card payment will be charged a handling fee from 1 yuan for each payment limit of 1 yuan customers.
For example, if a seller receives a buyer's credit card payment of 1, yuan a day, the seller will have to pay 1 yuan for the customer's credit card payment that day.
Therefore, many online sellers do not recommend buyers to use credit cards to pay online. Some sellers suggest that credit card payers should consciously pay 1% handling fee. It depends on which online mall you bought it in and how the online mall is regulated.
2. On Taobao, Alipay has different credit card restrictions for different banks, but the premise is that online banking must be opened. Alipay generally has no restrictions on all banks to open VIP version of online banking, but the limit of ordinary version of online banking is generally 5, yuan per pen. (Different banks will limit the amount differently. )
3. Digital products such as computers and mobile phones are best bought in local physical stores. Because buying digital products online has a disadvantage: you can't try the goods, even when the goods arrive. If you really want to buy it online, it is recommended to buy it on the corresponding brand official website. For example, if you want to buy a Lenovo computer, buy it on Lenovo official website; If you want to buy a Huawei mobile phone, you can buy it in Huawei official website. . . . . . Official website's goods are the most reliable.
4. If you want to buy things online by credit card, and you don't know whether you can use credit card or whether there are any restrictions, please contact the customer service of the online mall for the goods you want to buy, or look at the relevant regulations in the corresponding online mall.