generally speaking, to go to Europe, the first method can directly use the dual-currency credit card of RMB plus Euro, which can be handled by China Bank, China Construction Bank and Industrial and Commercial Bank. This kind of card has a quota of RMB and a corresponding quota of Euro. If you swipe your card in Europe, you will charge it in Euro. After returning home, you can repay in euros or purchase foreign exchange in RMB.

as a second method, you can also use the euro single-currency credit card. China Bank, China Construction Bank, Industrial and Commercial Bank of China, China CITIC Bank, Minsheng Bank and other banks have launched the euro credit card.

in the third method, you can use a full currency card, which is more cost-effective for direct consumption in euros, while a full currency card can be used in all currencies except RMB. The settlement methods and posting time of foreign currency cards in different banks are different, and the effects are also different when the exchange rate fluctuates.