For the installment of consumption or bill, you can log in to the mobile banking, and check the installment records that have been completed or are being repaid through the function of "Credit Card-Installation-My Installation". Please log in to online banking and select "Full Bank Card". The function of "Account-Credit Card-Staging-Details Query" is used to query credit card consumption staging and summarize staging details. If it is a cash installment, you can view it through "Cash Installations-Details Query". In addition, you can also inquire through telephone banking, business outlets and other channels.
The official WeChat platform has been opened in ICBC Credit Card Center. You can pay attention to WeChat, check the credit card installment status through WeChat, and understand the current credit card installment record. The credit card installment bill pushed by WeChat is relatively simple and usually only reflects the total consumption in the current period. Detailed query needs further operation.
After credit card installment, you need to face the following situations:
It is understood that at present, the installment payment of most banks will occupy the credit card quota, including the handling fee; Credit card installment fee is high; The late installment service fee is still charged according to the full principal; If the installment repayment is completed in advance, it is necessary to pay off the arrears and handling fees in one lump sum.
Introduction to this ICBC credit card bill:
This ICBC credit card account date refers to the date when ICBC regularly summarizes and settles all transactions and expenses of the cardholder's credit card account in the current period, settles interest and calculates the amount that the cardholder should pay during this period.
It is suggested that different cardholders can have different billing dates. For example, if the settlement date is the first day of each month, all transactions from the second day of the current month to the first day of the following month will be recorded in each settlement cycle, and the corresponding due repayment date is the 26th of each month. Next month.
Although installment repayment has alleviated the repayment pressure of cardholders to a certain extent, "interest-free" does not mean that it is completely free. Moreover, the handling fee charged by some banks is actually higher than the normal consumer loan interest rate of banks. But compared with loans, credit card installment will be more flexible and convenient.
So there are many ways to check the details of ICBC credit cards. Choose a more convenient method according to yourself, and suggest using less credit cards, which is a bottomless pit for most people who have no self-control.
Operating environment: brand model: Huawei CDY-AN90 software version; China Industrial and Commercial Bank 6. 1.0