Legal analysis: Enforcement will freeze credit cards. Anything involving loans and high consumption may be restricted. Freezing refers to a compulsory measure taken by the people's court against the person being applied for execution's deposits in banks, credit unions and other financial institutions when conducting litigation preservation or compulsory execution, which prohibits them from withdrawing or transferring. Credit card repayment methods generally include: 1. Download the card issuer's app and bind the debit card for repayment; 2. Repayment through automatic repayment service; 3. Repayment at the bank counter; 4. Repayment at an ATM machine, etc.

Legal basis: Article 196 of the "Criminal Law" The crime of credit card fraud or theft falls under any of the following circumstances. If the amount of credit card fraud is relatively large, the person shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be sentenced to two years. A fine of not less than 10,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances If the circumstances are serious, the person shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan, or his property shall be confiscated: (1) Using a forged credit card, or using a credit card fraudulently obtained with false identification; (2) Using an expired credit card; (3) Pretending to use another person’s credit card; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. Anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law.