Has the poster’s card exceeded the limit? Or have you used the temporary quota?

If there is, you need to pay off the excess amount before you can apply for installment payment, and the temporary limit cannot be paid in installments.

If not, the poster can consider applying for his/her family’s bill installments

Bill installments: The poster can apply for installments for some card transactions in the bills that have been issued:

Processing time: from the bill date to the due repayment date

Processing amount: up to 90 of the RMB credit card amount on the billing day, and greater than or equal to 500 yuan

Instalment fee: See the picture for the poster (Applicable before 12/31)

For example, assuming that the total amount of the landlord's bill is 30,000 yuan, all of which are card purchases, then before the due date of repayment, the bill installment is processed, and the maximum processing amount = 30,000*90= 27,000 yuan, divided into 12 installments, the principal of each installment = 27,000/12 = 2,250 yuan, the handling fee for each installment = 27,000*0.54 = 145.8 yuan, the total *** handling fee for 12 installments = 12*145.8 = 1,749.6 yuan, each The amount that needs to be returned in installments = 2250 145.8 = 2395.8 yuan. Before the repayment date of each installment of the bill, you only need to pay back the 3,000 yuan that has not been paid in installments. The first installment will be settled on the next month's bill, so there is no need to rush to pay it back.

The above briefly introduces the installment business to the poster, but the details still depend on the actual needs of the poster. It is recommended that you check the credit card website of China Construction Bank.