1. What are JD.com’s loan cooperation platforms? Is it reliable? Judging from the cooperative institutions, most of them are loan platforms that can check and upload credit reports, and they are bank-type credit loans. Bank of Nanjing-Chengyidai, Baoshang Bank-Oxylendai, Bank of Shanghai-Shanghai Bank Xinyi Loan, China Merchants United Consumer Finance Company-China Post Consumer Finance Company-Younidai, Immediate Finance-Incoming Money Hua, Bank of China Consumer Finance Co., Ltd. - Micro Loan, Chengdu Weixin Small Loan - Suihua, Guangyuan Small Loan - Guangyuan Credit Wallet, 51 Credit Card - Give You Hua, Zhongxin Small Loan - Instant Loan. Among them, China Merchants Lianhao Futures Loan, Laiqianhua, Guangyuan Credit Wallet, and Give You Flower are all loan products that are well-known to borrowers, with low thresholds and fast disbursement.
2. What is the interest rate on borrowing money from JD.com? High or not? Not high. JD Finance's own small loan is JD gold bars. Judging from the official interest rate, the daily interest rate is ~. The daily interest rates of the loan products cooperated with above range from ~, which is not much different from JD gold bars. Compared with private loan products, Said that the interest rate is relatively low;
3. Has anyone successfully disbursed money from JD.com? Judging from the experience, borrowing money on JD.com is also by invitation only; it does not accept active opening for the time being, and only customers with good credit and high activity are qualified; as seen from major forum posts, there are still many users who have successfully borrowed money on JD.com; To sum up, if JD.com has a platform for borrowing money, friends who need to borrow money may wish to learn about it. It can quickly solve funding problems and the interest cost is relatively low, so it is worth paying attention to.