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How to make accounting entries for credit card applications in stages
1. Make the same entry according to normal purchase.

Debit: related subjects (management expenses, sales expenses, etc. )

Loans: bank deposits

2. The related expenses incurred shall be included in the financial expenses.

Debit: financial expenses

Loans: bank deposits

3. Make a separate entry for credit card loans.

Borrow: short-term loans

Loans: bank deposits