If you swipe your card on an international line, it will be settled in US dollars. Cards with VISA, MASTERCARD, JCB or American Express logo can be used overseas. Credit cards through international lines in consumption abroad will be settled in US dollars. Including China Merchants Bank credit card.
Can China Merchants Bank credit card be swiped abroad?
At present, there are two basic credit card swiping lines in our bank, UnionPay line and international line (VISA, MASTERCARD, JCB or American Express, etc.). ). swipe your card on UnionPay online and settle directly in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the credit card consumption abroad will be settled in US dollars, if the consumption amount is not US dollars, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount, and the exchange fee will be charged by the bank on behalf of international organizations. If the consumption amount is USD, no settlement fee will be charged. If you use a full-currency credit card, you can spend in any foreign currency in the world, and there is no currency exchange fee. The function of purchasing foreign exchange will be automatically activated, and foreign currency consumption will be repaid with RMB. )
Can China Merchants Bank Credit Card Youth Card be used abroad?
It can be consumed abroad.
Young Card is the first dual-currency credit card issued by China Merchants Bank in China. China Merchants Bank was issued twice, starting from June 5438+1October 8, 2005. There are two versions, namely, the red version of China Merchants Youth Card and the green version of China Merchants Youth Card (UnionPay VISA), both of which are dual-currency cards of RMB and USD. Subsequently, in March 2007, 15 issued the Pepsi version of China Merchants Youth Card and the universal card of UnionPay plus VISA.
Credit cards through international routes will be settled in US dollars in consumption abroad. If the consumption amount is not USD, there will be an exchange fee between the two currencies, that is, 65438+ 0.5% of the transaction amount. If the consumption amount is USD, no settlement fee will be charged.
What is the function of China Merchants Bank's credit card opening in consumption abroad?
Hello, you don't need to activate the credit card function when you use the credit card overseas. Overseas, you can choose the card swiping machine corresponding to the swiping route to swipe your card according to the credit card organization logo on the credit card (such as VISA, MASTERCARD, JCB, American Express, UnionPay). UnionPay line credit card is directly settled in RMB; If you swipe your card on an international line, it will be settled in US dollars. Since the consumption outside the credit card will be settled in US dollars, if the consumption amount is not US dollars, there will be exchange fees between the two currencies. If you brush the UnionPay line or spend US dollars, there will be no settlement procedures. 1. For the consumption generated by using our credit card in non-US dollar countries through international organization lines (i.e. non-UnionPay lines), the cardholder has to pay 1.5% foreign exchange fee to convert the local currency into US dollars, and the subsequent US dollars have included this exchange fee (American Express Centurion Black Gold Card and American Express Centurion Platinum Card are paid at 2% of the settlement amount). 2. There is no foreign exchange handling fee for USD consumption. 3. UnionPay single currency credit card shall be handled according to the latest regulations of China UnionPay and our bank. If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!
Excuse me, how to brush out the overseas quota of China Merchants Bank?
China Merchants Bank's credit card can only be used in consumption abroad by swiping the overseas quota. Just select the card swiping machine corresponding to the card swiping route to swipe the card.
Overseas, you can choose the card swiping machine corresponding to the card swiping route according to the credit card organization logo on your credit card (such as VISA, MASTERCARD, JCB, American Express, UnionPay), and you don't need to open the card swiping function.
It should be pointed out that:
1. If you swipe your card at UnionPay line, you can settle it directly in RMB;
2. If you swipe your card at the international line, settle it in US dollars;
3. Overseas cash withdrawal fee: the overseas cash withdrawal fee is 3% of each cash withdrawal amount, with a minimum charge of USD 3 or 30 yuan RMB (American Express Card-Centurion Black Gold Card, American Express Card-Centurion Platinum Card, with a minimum charge of USD 5 or 30 yuan RMB).