If the repayment date falls on a legal holiday or public holiday, it will be postponed to the first working day after the legal holiday or public holiday.

If it is a personal housing loan from China Merchants Bank, payment will be deducted normally during holidays. The CMB system will initiate two batch deductions on the loan deduction date (weekends and holidays will not be affected). The specific time of deduction to your account cannot be determined. It is recommended that you make the payment before 12 noon on the deduction date at the latest. Deposit sufficient amount into the current account of the debit bank card to avoid affecting the deduction (note: you cannot apply to extend the deduction time). If the repayment is not made in full and on time on the "deduction date", an overdue record will be generated, which will be uniformly recorded by the central bank in the credit reporting system.

Extended information:

Repayment Notes

1. Deposit sufficient amount to the debit bank card before 12 noon on the debit date at the latest Current account, so as not to affect the deduction, you cannot apply for an extension of the deduction time. If the full amount is not deducted on that day or the deduction time is missed, the system will still retrieve the account funds every day to make up for the deduction, and the deduction time is the same as above.

2. Many people will choose to repay on the last repayment date. It is recommended that card owners should repay a few days in advance. If the repayment is not repaid on the repayment date, or the repayment is delayed, etc., it may There will be an overdue period. Generally, banks will give about 3 days of waiting time. They are afraid of using unreliable methods to repay, or encountering software or system maintenance for repayment. Once the repayment is not repaid on the repayment date and the loan is returned, it will be refunded again. There is a possibility that the repayment will be overdue.